Banks, insurers and other licensed financial institutions
The Operational Risk Management Regulation (Circular 1/2026) applies since 14 September 2026: critical operations mapped, board-approved disruption tolerances, and a plan to continue or restore operations that is reviewed every year. Incidents are reported within 4, 24 and 72 hours.
Backup and recovery: Tested continuity and recovery, with the master system of record kept in the UAE.
